NOTICE: ALL CHECKS ISSUED BY DICK LAW FIRM MUST BE VERIFIED BY ROBBIE FREDERICK, DEANNA DICK OR ERIC DICK
Skip to Content
Dick Law Firm, PLLC Dick Law Firm, PLLC
Call Us Today! 832-529-9377
Top

What is the Deductible for Homeowner's Insurance, and How Does it Affect My Premiums?

|

A deductible is the amount of money you agree to pay out of pocket before your homeowner's insurance policy starts covering your losses. For example, if your home is damaged by a covered peril and the cost to repair the damage is $10,000, and your deductible is $1,000, you will be responsible for paying the first $1,000 of the cost, and your insurance company will cover the remaining $9,000.

The amount of your deductible can have a significant impact on your homeowner's insurance premiums. In general, the higher your deductible is, the lower your premiums will be. This is because insurance companies see a higher deductible as a sign that you are less likely to file a claim for smaller losses, which reduces the risk for the insurance company.

For example, if you have a $500 deductible, your premiums may be higher than if you choose a $1,000 deductible. If you choose a $2,500 deductible, your premiums will likely be even lower, as you are taking on more of the financial risk for any potential losses. However, it's important to balance the potential savings on your premiums with the amount of out-of-pocket costs you can afford to pay if you need to file a claim.

Choosing a higher deductible can be a good option for homeowners who have savings set aside for emergencies and can afford to pay more out of pocket if necessary. However, if you don't have a lot of savings or can't afford to pay a higher deductible, it may be better to choose a lower deductible and accept the higher premiums.

It's important to review your homeowner's insurance policy regularly to make sure your deductible is still appropriate for your financial situation and to make any necessary adjustments. If you're unsure what deductible amount is right for you, talk to your insurance agent or a financial advisor to get personalized advice.

what is the deductible for homeowner's insurance, and how does it affect my premiums?
when do you pay the deductible for homeowners insurance
is a $2,500 deductible good home insurance
How to avoid paying home insurance deductible
How does home insurance deductible work
What is the highest deductible for homeowners insurance
Is it better to have a high or low deductible for home insurance
$5,000 deductible home insurance
Percentage deductible on homeowners insurance
State Farm homeowners insurance deductible
what is the standard deductible for homeowners insurance?
homeowners insurance deductible
average homeowners insurance deductible
homeowners insurance deductibles explained
home insurance deductible 1000 or 2000
how does home insurance deductible work
how does insurance deductible work
how do insurance deductibles work
homeowners insurance deductible explained
home insurance deductible calculator
home insurance deductible
home insurance deductible average
deductible in insurance
how do homeowners insurance deductibles work
texas homeowners insurance deductibles
state farm homeowners insurance deductible
state farm homeowners deductible
what is deductible amount in insurance?
what does a 2% hurricane deductible mean?
what does it mean when you have a $1000 deductible?
how do insurance deductibles work?
what does deductible in insurance mean?
what is 2% hurricane deductible?
homeowners insurance deductible state farm
homeowners insurance deductible taxes
average homeowners insurance deductible in texas
homeowners insurance deductible per claim
homeowners insurance deductible irs
homeowners insurance deductible average
homeowners insurance deductible percentage
homeowners insurance deductible calculator
deductible for homeowners insurance
homeowners insurance deductibles
what is a homeowners insurance deductible
is homeowners insurance deductible
homeowners insurance deductible amount
recommended deductible for homeowners insurance
what is the standard deductible for homeowners insurance
homeowners insurance tax deductible
is homeowners insurance tax deductible
homeowners deductible
homeowners deductible average
allstate homeowners deductible
insurance deductibles how they work
how does the deductible work in auto insurance
how does a deductible work auto insurance
how does a deductible work for dental insurance
state farm rate increase texas
flat dollar deductible
state farm 1 deductible
what is going on with state farm
flat deductible
how do car insurance deductibles work
how do renters insurance deductibles work
how do auto insurance deductibles work
how do insurance deductibles work for health insurance
what are deductibles in car insurance
how does auto insurance claims work
how does a deductible work on health insurance
auto insurance deductible recommendations
auto insurance tax deductible
auto insurance deductible not at fault
auto insurance deductible explained
how does car insurance deductible work
auto insurance deductible reimbursement
auto insurance deductible amounts
how does health insurance deductible work
how does a deductible work for pet insurance
how does a deductible work for renters insurance
does auto insurance deductible work
how does a deductible affect insurance
does tax deductible work
state farm deductible increase
state farm texas homeowners policy
state farm auto rate increase texas
state farm rate increase after accident
state farm rate increase 2015
commercial property insurance deductible
percentage deductible
can't afford home insurance deductible
homeowners insurance state farm
state farm home insurance declaration page
average homeowners deductible
should i have two deductibles on home policy
state farm deductible payment plan
state farm home insurance
allstate vs state farm
state farm vs allstate home insurance
state farm home insurance quote
is allstate cheaper than state farm
flat deductible in a major medical plan
usaa home insurance deductible
homeowners insurance wind and hail deductible
deductibles
homeowners insurance deductible tax write off
deductible percentage
home insurance deductible reddit
home insurance deductibles in texas
what is a deductible in home insurance
what deductible for home insurance
how much deductible for home insurance
what is an insurance deductible
deductible for home insurance
property insurance deductible
home insurance policy deductible
home insurance deductible irs
deductible for property insurance
deductible homeowners
how do homeowners deductibles work
how do percentage deductibles work
how percentage deductibles work
normal homeowners deductible
1% deductible apply
avoiding paying deductible homeowners
what is a good deductible for home insurance
insurance deductible
what is insurance deductible
deductible definition insurance
insurance deductible definition
what is a deductible in insurance
how does an insurance deductible work
homeowners insurance $500 or $1000 deductible
how does a deductible work
how does deductible work
how do deductibles work
insurance deductible explained
how does an insurance company apply deductible
homeowners insurance percentage deductibles
high deductible for home insurance
homeowners insurance tax deductible rental property
homeowners insurance tax deductible 2017
what is deductible
should you go with a 1% deductible
typical deductible home insurance
home insurance 500 deductible coverage
deductibles explained
deductible insurance
state farm home insurance deductible
deductible insurance meaning
insurance deductible meaning
insurance deductible define
deductible insurance definition
what is a deductible for insurance
what is deductible in insurance
deductibles insurance meaning
is home insurance tax deductible
can you deduct homeowners insurance
its deductable
can i deduct homeowners insurance
state farm deductible for house
an insurance deductible is
insurance deductible bigger pockets
flat deductible policy
deductible explained
how does home insurance work
work from home insurance
define insurance deductible
1000 deductible
define deductible insurance
insurance deductibles
how to decide which insurance deductible is best
insurance 5000 deductible
what is home insurance
home insurance tax deductible
is hazard insurance deductible
all other perils deductible
how does homeowners insurance work
state farm high deductible homeowners insurance
is insurance policy deductible
owners insurance 250 deductible
deductible on homeowners insurance how does it work
home insurance premium
deductible meaning in insurance
deductibles definition
car insurance deductible explained
insurance deductible example
insurance premium vs deductible
family deductible
average homeowner insurance
$500 all peril
is property insurance tax deductible
deductible amount
is mortgage insurance deductible
the deductible
insurance ded
flat amount
deductible for insurance
home insurance how does it work
definition of insurance deductible
renters insurance deductible explained
explain deductable of your insurance
is deductible good or bad
premiums deductibles insurance
how much state farm wind and hail deductible
how to choose home insurance
meeting insurance deductibles
in house insurance
ded insurance definition
raising your deductible may be a good option
how do deductibles work insurance
is a 2000 deductible good
does insurance cover anything before deductible
home insurance deductibles
can you claim homeowners insurance on taxes
can you write off homeowners insurance
is a 1000 dollar deductible good
home insurance explained
health insurance deductible average
what can you claim on homeowners insurance
how does house insurance work
most common home insurance claims
is insurance deductible
2000 deductible
deductible premium definition
fire department service charge deductible
deductible per cause or per term
can i be charged deductible more than once a year
americans with deductible insurance plans
company paid insurance deductible
what is deductible pay
explain deductibles
does change in deductible reduce medical claims
ded insurance meaning
annual deductible meaning insurance
define yearly deductible
insurance companies taking deductible
damage is less than deductible
do i need to pay my deductible for a roof
deductible per claim equipment
under the table work homeowners insurance claim
how many home claims will state farm take
most common homeowners policy
property insurance premium meaning
are deductibles for the entire year
using a deductible
how many home claims will state farm accept
homoners means
most common homeowners claims
1000 deduction
how much insurance cover after deductible
average insurance cost duplex
what is out of pocket claim
texas property wind and hail deductible increase
legal minimum of insuring a 200k house
texas increase in wind and hail deductible
are factor rates deducible
insurance definition shell
how do you pay an insurance deductible
how do i find out who my home insurance is with
recommended homeowners insurance coverage
annual deductible definition
how do i find out my deductible
is higher deductible better
how are homeowners insurance claims paid
home insurance advice
what does disappearing deductible mean
do you pay your deductible before or after repairs
is 1700 a good deductible
ho policy types
insurance yearly deductible
usaa homeowners insurance deductible
what does it mean when you have a $250 deductible
insurance for flat
percent or flat amount
can i deduct home insurance deductible on taxes
per cause deductible
hoa deductible
who pays hoa insurance deductible
is car and home insurance tax deductible
usaa renters insurance deductible
flat dollar
using home insurance claim money
homeowner insurance raises funding
how to find out my insurance deductible
8000 deductible
is an 8000 deductible normal
average amount of house insurance claims
average percentage homeowners insurance
recommended deductible renters insurance
choosing home insurance
lower than the deductible
annual deductible $8000
per your insurance
how much should my home insurance cover
enjoy guaranteed service with no deductibles.
how long does homeowner had to fix thins
us homeowners meaning
run up my deductible
family deductible for two people
claim on house damage is too low
annual deductible feature
average amount of homeowners insurance
deductible recovery erie
explaining homeowners insurance
the deductible is part of the premium
how to find out what a deductible is
home insurance max benefit
personal belongings claim deductible
minimum deductible insurance what is
common home insurance claims
do you have to pay the deductible first
can you deduct homeowners insurance on taxes
does the premium go towards the deductible
farmers home insurance deductible
flat insurance cost
percentage of coverage
types of home insurance claims
more than home insurance claims
how homeowners insurance claims are paid
hazard insurance wells fargo
homeowners insurance tax
home insurance deductible percentage
typical home insurance deductibles
no deductible apartment insurance
the deductible amount
how to calculate deductibles
levels of insurance deductible
is $1500 too much for auto insurance deductible
average homeowner insurance deductible
understanding home insurance deductibles
deductible car insurance
when do you pay the deductible for car insurance
what is deductible in health insurance with example
how does a wind hail deductible work
1% deductible home insurance
average homeowners insurance
state farm renters insurance deductible
how much damage does a 500 deduction worth
why does insurance retain deductible
is $1500 to much for auto insurance deductible
reduce insurance claim cost
deductible help support
two dollar amounts for deductible
two deductible numbers
one-deductible feature
travellers homeowner roof damage hail
is hurricane insurance deductible for 2019
insurance premiums deductives
how do i know how much my deductible is
is homeowners insurance tax deductible in 2019
is hurricane insurance deductible from 2019
homesite insurance no good
whats the standard for homeowners contents
is a higher premium good
deductible price
how do i know they will pay when it comes claim time
standard homeowners
how to claim multiple homes
how much is hurricane insurance deductible
how much percentage is car to home insurance
pick a pocket problem of the month
home insurance claims advice
insure a high deductible general liability
pay outta pocket for std dest
wind and hail insurance high value home
homeowners deductible insurance
homeowner insurance deductible
homeowners insurance deductible on taxes
homeowner insurance deductible typical
recommended homeowners insurance deductible
average homeowners insurance rate
average homeowners insurance in texas
insurance term deductible
what's the deductible on insurance
meeting a deductible with health insurance
meaning of deductible in insurance
what is deductible in insurance mean
what does a deductible mean with health insurance
if i have a 500 deductible will the insurance write me a check
insurance deductibles definition
homeowners insurance
average homeowners insurance price
home insurance 1 percent deductible
typical home insurance deductible
home insurance deductible amounts
1 deductible home insurance
deductible in car insurance
deductible in insurance terms
deductible in insurance policy
deductible car insurance at fault
deductible car insurance not at fault
how home insurance deductibles work
how do home insurance deductibles work
how does home insurance deductibles work
are home insurance deductibles tax deductible
home insurance deductibles explained
is my home insurance tax deductible
primary residence tax write off
refund of home insurance cancellation taxable
can you deduct homeowners insurance on your taxes
average homeowners insurance florida
average homeowners insurance in florida
average homeowners insurance nj
homeowners insurance declaration page
home insurance deductible 1000 or 2500
car deductible insurance
what's a deductible car insurance
what is my car insurance deductible
car deductible definition
how to meet your deductible
what is an insurance deductible auto
how does the deductible work in health insurance
health insurance premium and deductible
100 or 500 deductible car insurance
how deductible works in health insurance
1500 deductible
what deductible means in car insurance
how do i pay my health insurance deductible
coinsurance in medical plan
what is insurance deductible mean
how do i know my deductible
liability insurance deductible
what does plan year deductible mean
auto insurance deductible meaning
what deductible in health insurance mean
home insurance policy calculator
what does the deductible mean on health insurance
deductible travel insurance each visit or claim
what does deductible mean in auto insurance
500 vs 1000 deductible car insurance
meaning of deductible and co insurance in health insurance
what does no charge after deductible mean for health insurance
wind hail premium nj
80 20 coinsurance after deductible
what is the difference between coinsurance and deductible
take back car and take check use 1000 deductible from own insurance
explain deductible and coinsurance
how do auto deductibles work
how does medical deductibles work
average deductibles for health insurance
healthcare deductible explained
how often are deductibles applied on a medical insurance policy
medica insurance deductibles
windstorm background
bcbs deductible
2500 deductible health insurance 20% coinsurance sick visit
how do copays and deductibles work
do copayments apply to deductibles
deductible in homeowners insurance
deductible homeowners insurance
is homeowner insurance deductible
deductibles on homeowners insurance
what is a deductible for homeowners insurance
deductible on homeowners insurance
deductibles homeowners insurance
what deductible for homeowners insurance
homeowners insurance deductible 1
homeowners insurance 1 deductible
best deductible homeowners insurance
best deductible for homeowners insurance
good deductible for homeowners insurance
what is a good deductible for homeowners insurance
what is a good homeowners insurance deductible
how does a homeowners insurance deductible work
how does homeowners insurance deductible work
how homeowners insurance deductibles work
how do deductibles work for homeowners insurance
homeowners insurance high deductible
high deductible homeowners insurance
average deductible on homeowners insurance
what is the average homeowners insurance deductible
what is the average deductible on homeowners insurance
ma average deductible homeowners insurance
average deductible for homeowners insurance
what's the average deductible for homeowners insurance
homeowners insurance policy deductible
is my homeowners insurance tax deductible
is homeowner insurance tax deductible
tax deductible homeowners insurance
are homeowners insurance deductibles tax deductible
homeowner insurance tax deductible
is homeowners insurance deductible tax deductible
can homeowners insurance be tax deductible
common homeowners insurance deductible
standard homeowners insurance deductible
standard deductible for homeowners insurance
standard deductible homeowners insurance
florida homeowners insurance deductible
texas is homeowners insurance deductible
homeowners insurance deductibles in texas
homeowners insurance tax deductible 2013
homeowners insurance personal property deductible
highest deductible homeowners insurance
homeowners insurance tax deductible 2012
is homeowners insurance tax deductible 2012
understanding homeowners insurance deductible
increase deductibles homeowners insurance
500 deductible homeowners insurance
what is a normal deductible for homeowners insurance
homeowners insurance tax deductible 2011
is homeowners insurance tax deductible 2011
is homeowners insurance deductible on schedule a
is homeowners insurance tax deductible for home office
how to pay homeowners insurance deductible
homeowners insurance maximum deductible
where does your homeowners insurance deductible go
is homeowners insurance deductible on income tax
texas is homeowners insurance tax deductible
homeowners insurance deductible definition
state farm insurance homeowners deductible
state farm deductible homeowner insurance
state farm insurance deductible homeowner
homeowners insurance premium tax deductible
north carolina homeowners insurance deductible
is homeowners insurance deductible on federal income tax
farmers homeowners insurance deductible
homeowners insurance typical deductible
typical homeowners insurance deductible
typical deductible for homeowners insurance
what is a typical deductible on homeowners insurance
state farm homeowners insurance deductible change
insurance why homeowners stay low deductibles
is homeowners insurance tax deductible 2016
homeowners insurance claim tax deductible
homeowners insurance deductible federal taxes
is homeowners insurance deductible on federal taxes
having a large deductible on your auto or homeowner's insurance is a form of
what is a reasonable deductible for homeowners insurance
how much deductible for homeowner insurance
1000 deductible homeowners insurance
what is the usual deductible for homeowners insurance
what does homeowners insurance deductible mean
homeowners insurance theft deductible
homeowners insurance deductible not at fault
homeowners insurance rental property deductible
homeowners insurance liability deductible
rules about homeowner insurance deductibles va
is homeowners insurance tax deductible for rental property
is homeowner flood insurance tax deductible
homeowners insurance earthquake deductible
is homeowners insurance tax deductible 2017
nationwide homeowners insurance deductible
nationwide insurance homeowners deductible
recommended deductible on homeowners insurance
homeowners insurance deductible recommended
reddit homeowners insurance deductible
is homeowners insurance tax deductible 2018
is hazard insurance homeowners insurance deductible
is homeowners hazard insurance tax deductible
homeowners insurance hurricane deductible
are homeowners insurance premiums deductible
homeowners insurance premiums tax deductible
are homeowners insurance premiums tax deductible
florida homeowners insurance hurricane deductible
usda homeowners insurance deductible requirements
2500 deductible homeowners insurance
raising deductible homeowners insurance
state farm raising deductible for homeowners insurance
fha homeowners insurance deductible
alfa homeowners insurance deductible
fha homeowners insurance deductible requirements
homeowners insurance all peril deductible
fha homeowners insurance deductible requirement
allstate homeowners insurance deductible
homeowners insurance $2500 deductible
can i deduct homeowners insurance deductible
esurance single deductible homeowners insurance
homeowners insurance quotes online
need house insurance
homeowner insurance agent
house insurance deductible
average insurance deductible
homeowners insurance de
annual homeowners insurance
average homeowner
home insurance deductible how much
avg homeowners insurance
what affects homeowners insurance rates
what affects your homeowners insurance premium
does bad credit affect homeowners insurance
factors that affect homeowners insurance
dogs affect homeowners insurance
does credit score affect homeowners insurance
does your credit score affect your homeowners insurance
factors that affect cost of homeowners insurance
factors that affect the cost of homeowners insurance
does above ground pool affect homeowners insurance
do cats affect homeowners insurance
factors that affect homeowners insurance premiums
having adequate amounts of auto and homeowner's insurance affects your financial plan by
which of the following is something that will not affect your homeowners insurance premium
dog breeds affect homeowners insurance
does having a trampoline affect homeowners insurance
trampoline affect homeowners insurance
does a trampoline affect homeowners insurance
does owning a trampoline affect homeowners insurance
what is tax deductible for homeowners
tax deductible for homeowners
as a homeowner what items are tax deductible
homeowners association tax deductible
homeowners fees tax deductible
are homeowners fees tax deductible
are homeowners association fees deductible
are homeowner association fees deductible
homeowner association fees deductible
homeowners association fees deductible
typical homeowners deductible
state farm homeowners deductible change
state farm homeowners deductible options
homeowner expenses tax deductible
are homeowner association fees tax deductible
homeowner association fees tax deductible
homeowners association fees tax deductible
are homeowners association fees tax deductible
is homeowner association fees tax deductible
is homeowners association fee tax deductible
homeowner association fee tax deductible
tax deductible moving expenses for homeowners
homeowners association fees tax deductible rental property
are homeowners special assessments tax deductible
homeowners dues tax deductible
are homeowner dues tax deductible
is homeowners dues tax deductible
are homeowners dues tax deductible
homeowners association dues deductible
homeowners association dues tax deductible
are homeowner association dues tax deductible
homeowner association dues tax deductible
is homeowners association dues tax deductible
are homeowners association dues tax deductible
coverage for deductible of homeowners association policy for condominium unit owner
are homeowners association dues tax deductible for rental property
allstate deductible rewards homeowners
home insurance deductible amount
average home insurance deductible
average car insurance deductible
average house insurance deductible
average health insurance deductible
homeowners insurance cost
homeowners insurance company
average medical insurance deductible
homeowners insurance policy
homeowners insurance rates
homeowners insurance companies
homeowners insurance reviews
average auto insurance deductible
average family health insurance deductible
homeowners insurance claims
homeowners insurance coverage
homeowners insurance ratings
homeowners insurance quote
homeowners insurance detroit
average homeowners insurance cost
annual homeowners insurance cost
average homeowners insurance prices
homeowners insurance denver
homeowners insurance definition
average homeowners insurance rates
average homeowners insurance costs
homeowners insurance estimate
homeowners insurance quotes
average homeowners insurance ohio
homeowners insurance company ratings
average homeowners insurance california
average homeowners insurance premium
homeowners insurance for mobile homes
average homeowners insurance in california
how much should home insurance deductible be
average homeowners insurance cost by state
average homeowner age
average homeowners insurance rates by state
average homeowners insurance colorado
average homeowners insurance in georgia
average homeowners insurance cost in texas
average homeowners insurance rates in texas
average homeowners insurance quotes
average homeowners insurance per month
homeowners insurance delaware
average homeowners insurance by zip code
average homeowners insurance cost per month
homeowners insurance quotes for mobile homes
average homeowners insurance rates by zip code
homeowners insurance calculator
annual homeowners insurance calculator
annual homeowners insurance premium calculator
homeowners insurance for manufactured homes
average renters insurance deductible
homeowners insurance denied
homeowners insurance declaration page usaa
basic fire insurance
insurance pay for house
best home insurance for teachers
safe coast insurance review
progressive home insurance site
quote for home and auto insurance
farmers home insurance new jersey
teachers flood insurance
factors influence home property insurance
household insurance summary log
cheap auto home insurance quotes
progressive home insurance hawaii
combined auto and home insurance quotes
inexpensive home insurance
does progressive insurance cover homes in north carolina
progressive insurance bundle quotes
insurance comes and looks at exterior house
allstate property insurance reviews
insurance liab
allstate home insurance exclusions
allstate maine renters insurance
liberty mutual walls-in insurance
rochester ny 14602 average home insurance cost
average price of homeowners insurance in ohio
homeowners insurance quotes texas
homeowners insurance quotes florida
homeowners insurance quotes ny
homeowners insurance quotes pa
homeowners insurance quotes california
homeowners insurance quotes comparison
average homeowners insurance cost nj
homeowners insurance quotes nc
homeowners insurance quotes nj
typical homeowners insurance cost nj
progressive home insurance coverage
insurance companies under progressive that does home insurance
car buying homeowners insurance
progressive homeowner
online homeowners insurance quote texas
progressive homeowners insurance cost
homeowner's insurance policy
progressive add auto to homeowners
how to comparison shop for homeowners insurance
progressive insurance homeowners claims
progressive home advantage homeowners insurance
cheap homeowners insurance near me
geico house
geico home policy
geico homeowner
insurance home geico
home insurance through geico
geico home insurance company
does geico offer homeowners
geico auto and home insurance quote
wbap home homeowners insurance
esurance home quote
deductible
insurance
insurance coverage
policyholders
property insurance
premiums
coinsurance
insured
insurance contracts
liability insurance
long-term care insurance
policyholder
automobile insurance
term life insurance
insurance premiums
related expenses
monthly premium
copayments
hsas
home insurance
disability insurance
insurers
tax treatment
insurer
variable annuities
insurance policies
insured person
insureds
pension plans
business expenses
private insurance
insurance contract
medical insurance
life insurance
retirement plans
defined benefit plans
health insurance
mortgage insurance
reimbursements
health savings accounts
most insurance companies
individual market
reimbursement
premium payments
taxable
such costs
co-payments
liability coverage
insures
insurance products
death benefits
indirect costs
private health insurance
defined contribution plans
insurance premium
whole life insurance
insurance companies
other costs
deduct
health insurance companies
insurances
mortgage interest
higher premiums
insurance program
insurance plans
tax deductions
health plan
medical costs
group insurance
employer contributions
erisa
qualified plans
cost sharing
discretionary
defined benefit plan
social security contributions
deductibility
title insurance
flexible spending accounts
tax consequences
insurance protection
earned income
financial protection
other fees
cash value
defined contribution plan
insurance cover
tax deduction
insurable interest
retirement benefits
taxpayer
itemized deductions
term insurance
cost-sharing
tax liability
incur