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Does Adding a Home Security System Save You Money on Home Insurance?

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Installing monitored safety and security equipment in your house can cut your homeowner's insurance premiums by up to 20 percent, on average.

Reports have shown that every 30 seconds, a burglary occurs in the United States. Residences without good security systems are up to three times more likely to be broken into than those with security systems. Insurance companies recognize that a professionally monitored security system gives your house an additional layer of protection, making it safer for your family.

They are also aware that monitored security systems lessen the likelihood of a house invasion or costly water or fire damage. This decreases the likelihood that you will file a claim with your insurer. Consequently, your insurance company saves money, which they pass on to you.

Another reason we recommend that all homeowners install a home security system with expert monitoring because it can safeguard your family from the emotional stress caused by catastrophic incidents such as home invasions, burglaries, and fires. The most effective strategy to cope with a burglary or fire is to prevent it from occurring.

Typically, homeowner's insurance is bundled with the mortgage. Because you are not writing a monthly check, you may not realize how much it costs or how much you could save by installing a monitored home security system. Examine your next itemized mortgage bill to determine how much you're spending on homeowners insurance each month, and then review our advice for obtaining the best rate.

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