How to Rectify an Underpaid Insurance Claim

Due to the friendly face on the front of insurance companies – such as advertisements, marketing strategies, and customer service representatives – people often forget that they are, in fact, companies. Every business needs to turn a profit to last, and insurance providers are absolutely not an exception. In fact, they know the importance of the bottom line more than most others and are notorious for using less-than-straightforward tactics to save a buck, including underpaying on insurance claims.

In knowing that their clients need financial help after a disaster or accident immediately, some insurance companies will throw a lowball settlement at them, hoping they bite out of desperation. When the decision to offer the bare minimum – or below that – verges on dishonest business practices, insurance bad faith might be occurring. Furthermore, what insurance companies probably don’t want you to know is that you can refuse their initial insurance settlements and ask for more.

Getting What You Deserve

If you have been paying money to your insurance company month after month, you have held up your end of the contract. There’s no other way around it. If they use bad faith tactics against you, they are letting their end of the deal slide, and you cannot stand for that. You need to be willing and prepared to speak your mind and say how much you need to recover.

“What if I accepted an underpaid insurance claim? Am I out of luck?” Good questions you are probably asking. Thankfully, you are not down the river without paddle if you have accepted a lowball settlement thinking it would be the only one you could obtain. With the help of a professional Houston insurance claims attorney from Dick Law Firm, PLLC, you may be able to file a suit against the insurance company that underpaid your claim. It all depends on figuring out if insurance bad faith tactics were intentionally used.

We can try to determine their motives by:

• Reanalyzing your insurance contract.
• Citing maximum coverage caps.
• Reevaluating your claim’s total worth.
• Asking for evidence of how your insurer calculated the amount they offered.

Fighting for a proper recovery starts with a phone call. Call 833-7RIGHTS today.