What is a Home Insurance Adjuster, and what do they do?
A home insurance adjuster (also known as a staff adjuster) works with your insurance carrier to evaluate your claim and analyze the damage to your property.
They'll be the ones to decide how much money — if any — the insurance company should payout for your claim in the end.
Depending on the circumstances, the house insurance adjuster may come to your home or examine the damage totally over the phone.
Prepare for a visit from a home insurance adjuster by doing the following:
- Photographing the damage to the property
- Preparing an inventory of damaged things, including the date of purchase, a brief description, and the cost of repair/replacement, as well as any property damage to your home and external structures such as garages, sheds, pools, and other facilities.
- Maintaining copies of any documents provided by your insurance company and the home insurance adjuster.
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