Ways to Avoid Delays on Your Insurance Claim

In a perfect world, insurance policyholders would submit a claim, the insurer would investigate the claim, and then promptly send the policyholder their payment upon approval. Unfortunately, this is rarely the case. Policyholders frequently encounter delays when trying to recover their entitled financial compensation. Insurance companies do not like to pay for claims and may likely make every effort to make receiving compensation as difficult as possible, including delaying payment in an effort to wear a policyholder down. We all know that time is money, therefore any delay in receiving compensation can have dire consequences. Fortunately, there are several things you can do to minimize your chances of experiencing delays in your compensation.

1. Be Honest

It is important you deal with your insurance company in good faith. Make an effort to provide them with the information they request in a prompt and accurate manner, as long as their requests are reasonable. Withholding information or being dishonest can not only cause them to delay your claim – it can also lead to an outright denial.

2. Be Persistent

Be sure to maintain frequent communication with your insurance provider and periodically check in on the status of your claim. If they think you have forgotten about your claim, they will have no sense of urgency to process your payment. Be patient, but be firm.

3. Communicate in Writing

Claims submitted in writing tend to be treated more seriously and also provide you with a record of your claim. This can be crucial later on when examining your communication history with your insurance provider.

4. Speak with a Supervisor

Do not be afraid to contact your insurance adjuster’s supervisor or other higher-up official regarding your claim. Reporting your issue to a person in power may sometimes accelerate the time it takes to process your claim.

5. Hire an Attorney

The best way to avoid a delayed claim is by submitting your claim with the assistance of a skilled insurance attorney. A lawyer can negotiate with your insurance company and cut through the associated red tape. Retaining legal assistance is especially important if you suspect you may be dealing with an instance of insurance bad faith.

Get Dick Law Firm on Your Side

If you have found yourself at odds with a noncompliant insurance company, the Houston insurance bad faith lawyers at Dick Law Firm, PLLC can protect your rights and fight for fair compensation on your behalf. With more than 1000 clients represented, your case is sure to be in good hands.

Request a no-cost, no-obligation case review or call 833-7RIGHTS today to get started.

Consider Enlisting an Insurance Lawyer to Make Your Insurance Claim

Sadly, insurance companies pay hundreds of millions of dollars each year for favorable laws and rulings from judges. In that regard, property insurance companies are not in the business of paying valid insurance claims. My extensive experience only helps consumers hire an experienced lawyer before they make an insurance claim.

Enlisting a highly skilled lawyer early generally provides the following benefits:

• You don't have to speak with the insurance company,
• The insurance company will have a more difficult time trying to trick you into saying the wrong thing,
• The lawyer will review the policy and file a notice of claim that complies with local laws,
• The lawyer will obtain experts to generate reports to support your claim,
• The lawyer may engage the services of meteorologists to prove weather patterns were ample to cause storm damage to your home.
• The lawyer may obtain the assistance of an estimator to generate an evaluation of your loss.
• The lawyer may enlist the services of a contents expert to generate reports on the value of your personal property.
• The lawyer can hire an insurance agent to create a report verifying that the policy covered the type of loss claimed.
• The attorney could hire an engineer to review the causation of your loss.

Don't Make Assumptions.

Experts decide many insurance claims. Don't assume whether you know if something is covered or not. Although some instances involving are covered by insurance, there are various factors why the insurance company might try to get out of paying you. It is essential to realize that the insurance provider could try to convince you that the cost of fixing the damages is less than the deductible. Don't let the insurance provider take a free ride in rejecting your legitimate claim. Get an experienced home insurance attorney to help. Let the attorney evaluate through experts whether a claim is covered or not.

Get An Acceptable Insurance Policy.

One of the most critical roles of an insurance attorney is to advise their clients of the insurance carriers inclined to keep their promises. That's why we made this list.

If your insurance carrier is on this list, please review the score. If it is failing, we recommend you contact your insurance agent and consider switching companies. We recommend buying insurance from one of the following market carriers:

• Allied Trust
• Universal North America
• American National Lloyds

The insurance industry in the united states makes brilliant trillion dollars annually from rates, according to studies. Sure, that may be a lot of greenbacks. We have compiled a listing of the worst property coverage companies in Texas, with the aid of inspecting lots of information about these groups consisting of courtroom documents, facts, and interviews from insurance personnel.

If you've had property damage, and your insurance carrier is not adequately paying your claim, you need to recognize that they may be now not to your side. They use demonstrated strategies to get you to accept a tiny fraction of what you want to recover financially from your insurance policy. We combat these companies each day, and we win. Our clients can relax knowing we're dealing with each detail of their claim and are aggressively pursuing the compensation they deserve. Call us for free to discover if you have a case.

YOU CAN OBTAIN A HIGHLY SKILLED INSURANCE LAWYER

If your insurance company has refused to honor your policy despite having a valid claim, you can recover damages based on "bad faith." At Dick Law Firm, PLLC, we are committed to fighting for the total compensation you deserve. When you retain our services, we fight to protect your rights as a policyholder.

Hiring a highly skilled property insurance attorney will help by:

• Significantly increases the value of your claim
• Learning all of the ins and outs of your policy
• Helping you navigate the claims process and negotiations
• Validating the cause and extent of the damage
• Informing you if a claim denial is valid
• Notifying you of all relevant insurance laws

If you have been mistreated or wronged by your insurance company, you can count on us to do everything possible to rectify the situation. We aim to resolve a claim as efficiently and effectively as possible.

Please speak with our team at 833-7RIGHTS today! Consultations are FREE.