Can I Sue the Home Insurance of My Neighbor?

While everyone desires their home lives and relationships with their neighbors to be peaceful and harmonious, this is not always the case. There are instances when your neighbors do unjust things and make your life difficult or significantly impact the value of your home.

There are more instances in which you or a dependent may be damaged on a neighbor's property. Sometimes such injuries result from an accident, and sometimes they result from your neighbor's negligence.

A conventional homeowner insurance policy provides numerous types of coverage for the protection of the home, as well as protection against personal injury lawsuits for specific acts of negligence that occur on the grounds. Most homeowner insurance gives a minimum of $100,000 in liability coverage, but some people prefer to enhance that amount, especially if they have a swimming pool or tennis court.

There are further reasons why homeowners may elect to boost their homeowner's insurance, such as having high-risk pets, a trampoline, or children. Parents with young children may opt to raise their homeowner's insurance in the event that a youngster is hurt on their property. When committing to watching their children, adults incur a certain level of responsibility. When a friend drops off their child to play with yours, they expect that you will supervise their activities. In many of these cases, this is a valid assumption that you are expected to share. If your child is injured while visiting someone else's home, you will need to demonstrate carelessness to collect compensation.

Dealing with neighbors may be difficult, and conflicts and other issues can and will emerge regardless of where you reside. Sometimes these disputes with neighbors can be addressed on one's own, while an experienced attorney is required other times.