Answers to some of the most frequently asked questions about the CLUE report.
Is homeowner's insurance information available to the public?
Yes, in a way. Insurance claims are open to the public, but only to specified individuals.
Copies of claims can be requested and received by both the insurance company and the policyholder. The realtor/potential buyer for a property is another party who can file a claim.
These documents aren't accessible to anyone other than the insurer, the homeowner, or the realtor/potential buyer.
What is the process for creating a CLUE report?
Homeowners and insurers can only request a CLUE report. However, you may obtain one from the home seller to learn more about the property's claim history.
What impact do CLUE reports have on homeowner's insurance?
A CLUE report might affect your homeowner's insurance in either a positive or negative way. The insurance company will verify your history with LexisNexis to better understand how healthy your home is, and LexisNexis will store this information for review. Each insurer has its process for evaluating how various outcomes can be utilized to calculate your insurance rate.
What is the duration of a claim on a CLUE report?
Claims are kept on a CLUE report for 5-7 years after they are filed.
Is it possible to view my CLUE report online?
You can examine your CLUE report online, but you'll need a letter from LexisNexis to do so.
What is the best way to receive a CLUE report online?
You can acquire a free copy of your CLUE report by visiting LexisNexis' official website or calling them at 866-312-8076.
What is the best way to locate insurance claims on a property?
The CLUE report or seller's disclosure reports, which contain all the information of any past claims submitted over the last five years, can be used to learn about insurance claims on a property.
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